Top 10 Caravan and Motorhome Insurance Companies: Reviews, Pros & Cons

​Top 10 Caravan and Motorhome Insurance Companies: Reviews, Pros & Cons

Caravan and motorhome insurance is a must-have for any mobile home owner, ensuring that you’re protected against the unexpected on the road. To help you make an informed decision, we’ve compiled a list of the top 10 insurance companies that offer dedicated coverage for caravans and motorhomes. Read on for an overview of each provider along with their benefits and drawbacks.

1. Admiral Caravan & Motorhome Insurance
Website: Admiral Caravan Insurance
Pros:

• Competitive pricing and a range of cover options
• Comprehensive policies that cover accessories and additional equipment
• Strong customer service reputation

Cons:

• Some customers report a strict claims process
• Premiums may vary based on vehicle age and usage

2. Aviva Caravan Insurance
Website: Aviva Caravan Insurance
Pros:

• Flexible policy options with extensive coverage choices
• Robust online tools and easy policy management
• Trusted brand with a wide network of support

Cons:

• Premiums can be on the higher side, especially for older caravans or motorhomes
• Some users find the policy wording a bit complex

3. LV= Caravan & Motorhome Insurance
Website: LV= Caravan Insurance
Pros:

• Excellent customer service and straightforward policy terms
• Flexible coverage options tailored to different needs
• Strong reputation for claims handling

Cons:

• Customization options are sometimes limited
• Premiums may be higher for high-value vehicles

4. More Than Caravan & Motorhome Insurance
Website: More Than Caravan Insurance
Pros:

• Comprehensive cover with useful add-on options
• Competitive pricing for standard policies
• Good coverage for accessories and camping equipment

Cons:

• Claims processing can sometimes be slow
• The online quote system has been noted as occasionally cumbersome

5. Endsleigh Caravan Insurance
Website: Endsleigh Caravan Insurance
Pros:

• Specialist insurer with policies tailored to caravans and motorhomes
• Particularly good for younger drivers and new caravan owners
• Personalized service with flexible options

Cons:

• Coverage options outside their core products may be limited
• Availability might be restricted to certain regions

6. Towergate Caravan Insurance
Website: Towergate Caravan Insurance
Pros:

• Highly customizable policies to suit unique requirements
• Competitive quotes with a strong niche market reputation
• Extensive experience in specialist insurance for caravans

Cons:

• The online interface is not as modern compared to competitors
• Customer reviews are mixed regarding claim responsiveness

7. Caravan Insurance Direct
Website: Caravan Insurance Direct
Pros:

• A specialist provider focusing solely on caravan and motorhome insurance
• Competitive rates with personalized service
• Simplified policy options ideal for straightforward coverage

Cons:

• Smaller provider with fewer additional benefits compared to larger insurers
• May lack extra perks or rewards programs

8. Saga Caravan Insurance
Website: Saga Caravan Insurance
Pros:

• Tailored policies designed specifically for customers aged 50 and over
• Excellent customer support and easy claim process for eligible customers
• Trusted brand with a focus on simplicity and transparency

Cons:

• Only available to customers aged 50 and above
• Limited options for younger caravan or motorhome owners

9. Hastings Direct Caravan Insurance
Website: Hastings Direct Caravan Insurance
Pros:

• Competitive pricing with comprehensive coverage options
• User-friendly online claims process
• Clear policy details and good customer reviews

Cons:

• Some customers report delays in response times from customer service
• Coverage options might not be as extensive for older models

10. NFU Mutual Caravan & Motorhome Insurance
Website: NFU Mutual Caravan Insurance
Pros:

• Excellent coverage for rural areas and specialized vehicles
• Strong member service and extensive benefits package
• Trusted reputation among rural and farming communities

Cons:

• Premiums can be higher, especially for high-risk areas or older vehicles
• May have limited availability outside rural markets

Final Thoughts

Choosing the right caravan and motorhome insurance is crucial for protecting your investment and ensuring peace of mind while on the road. Each of these providers offers unique benefits and potential drawbacks, so consider your specific needs—such as coverage level, budget, and additional benefits—before making a decision. Whether you prioritize low premiums, comprehensive cover, or specialist customer service, there’s an option on this list for you.